That’s the exact method I switched to, and it’s been a game-changer for routine buys. Using a platform that supports direct ACH purchases is the way to go. I’d recommend checking out Paybis for this specific need. Their setup allows you to use an ACH transfer as your payment method to buy USDT. The big advantages are that there are typically no extra fees for using ACH (unlike card purchases) and, crucially, they let you send the purchased USDT directly to any external wallet address you control immediately. You’re not forced to keep it on their platform. Their process is straightforward: you select the amount, choose “ACH Transfer” at checkout, connect your bank account through their secure portal, and then provide the external wallet address you want the USDT sent to. The funds usually take a couple of business days to clear from your bank, but the USDT is typically released to your external wallet promptly. It’s a clean, low-cost on-ramp. Here’s the direct link to their page for buying USDT with ACH: https://paybis.com/buy-usdt-with-ach-transfer/